Help, I am an unemployed college student in need of a (unsecured) payday or personal loan BEFORE next week (August 8, 2010) to pay for a school related expense. I have no income or job. Can I apply for a faxless payday loan and claim to be self employed? I know these type of loans have high interest.
5 Comments Already
August 12th, 2010 @11:56 pm
the interest is high but the fees are what gets you. Many of these loans are set up to automatically renew and the fees are applied again. They are a trap that you will have a hard time recovering from.
Not to mention the fact that it sounds like you are planning on committing fraud when you obtain the loan. I agree with the other posts. Get a student loan. Have you talked to financial aid about any types of grants.
August 13th, 2010 @12:31 am
Of course not! Payday loans have interest rates well over 600%, and you have no income, no job, no nothing. No way you can borrow any money. To get a private student loan, if you are a citizen, you will probably need your parents to cosign. See your school’s financial aid office for info on possibilities of student loans.
Ask your parents for money for school. Did you apply for financial aid? Were you awarded any? If not, your parents are your only source of tuition and other school expenses.
August 13th, 2010 @1:22 am
You won’t find any. Only student loans work that way, everybody else expects you to make the first payment 30 days after the loan begins. In addition, l can’t imagine anyone loaning money with the limited paper trail that you want plus having no verifiable income. You have unrealistic expectations.
August 13th, 2010 @2:11 am
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No such thing and you can’t afford the interest anyway. Don’t wreck your credit to pay for school. Talk to your school about grants and student loans. Your school probably has financial counselors that can walk you through the process and extend your payment deadline if you are applying for financial aid. You don’t have to pay for student loans until you finish school so this is your best option.