Yesterday, I got a 2007 Toyota Camry Le
With a Fair Issac score of 650, I got 10.9% APR
Do you think those conditions was fair?
They had me at 13% but I had to fight my way down threaten them I would leave
Facts: GOOD: Two credit cards never late, previous 18 month auto loan always made on time… BAD: I’m 19, Too many inquires, I need to get my balances down….
If I would have waited I could have got a better rate?
that’s what the guy said…
my income is weak but i’m in college
i can’t make so much
2 Comments Already
April 10th, 2010 @5:16 am
You can improve your credit score with knowledge, some time, some effort and not a lot of money. Start by learning the credit laws in the United States. The big one that will help you is that credit
Nice score. It also depends on your income and other debts (“THE RATIO”). although you are never late on payments, it might be hurtful to consider what you are obligated to in addition to the car payment.
i think the rate is a bit high, but its a bit late. If you get a home sometime soon, consolidate it (assuming the rate is lower).