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Oggy Said,
August 12th, 2010 @11:23 pm  

By first tracking what you are spending and what you are spending it on. Then comparing that to a proven program that outlines what percentage of your income should be used for what expenses. That will balance your finances to eliminate debt and live within your means. The good thing about a budget is that you can adjust it based on your lifestyle as long as it remains balanced.

Crown Financial is a very helpful organization for managing personal finance:
http://www.crown.org/Tools/Calculators/Budgeting_SpendingPlan.asp

Remember… the borrower is always slave to the lender. (That goes for you too Mr. President.)

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