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	<title>Comments on: How do you determine whether or not your parents have used your social for credit cards, loans etc.?</title>
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	<link>http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc</link>
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		<title>By: Adam L</title>
		<link>http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc/comment-page-1#comment-55695</link>
		<dc:creator>Adam L</dc:creator>
		<pubDate>Sat, 17 Apr 2010 23:59:22 +0000</pubDate>
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		<description>Simple.  Pull your credit report from the three major credit reporting agencies.

If there is any activity before you were 18 years old, protest it.

Do not use www.freecreditreport.com.  It isn&#039;t free.

Use www.annualcreditreport.com, it is the official site for your free annual credit report.

Everything is online and your parents never have to know.

The only problem you might have is security questions.  They may ask you about your credit history.  Since your parents opened the accounts, you might not be able to answer the questions.  If that is the case, you will have to call the reporting agencies.

--&gt;Adam</description>
		<content:encoded><![CDATA[<p>Simple.  Pull your credit report from the three major credit reporting agencies.</p>
<p>If there is any activity before you were 18 years old, protest it.</p>
<p>Do not use <a href="http://www.freecreditreport.com" rel="nofollow">http://www.freecreditreport.com</a>.  It isn&#8217;t free.</p>
<p>Use <a href="http://www.annualcreditreport.com" rel="nofollow">http://www.annualcreditreport.com</a>, it is the official site for your free annual credit report.</p>
<p>Everything is online and your parents never have to know.</p>
<p>The only problem you might have is security questions.  They may ask you about your credit history.  Since your parents opened the accounts, you might not be able to answer the questions.  If that is the case, you will have to call the reporting agencies.</p>
<p>&#8211;>Adam</p>
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		<title>By: Yawhaneehg</title>
		<link>http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc/comment-page-1#comment-55694</link>
		<dc:creator>Yawhaneehg</dc:creator>
		<pubDate>Sat, 17 Apr 2010 23:16:55 +0000</pubDate>
		<guid isPermaLink="false">http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc#comment-55694</guid>
		<description>Go back thru free annual credit report.com if it will allow u to and follow the links given u, if there is any credit cards of anykind on there, it should tell u everything in your credit, request a report from all 3 credit agencies, hope this helps.</description>
		<content:encoded><![CDATA[<p>Go back thru free annual credit report.com if it will allow u to and follow the links given u, if there is any credit cards of anykind on there, it should tell u everything in your credit, request a report from all 3 credit agencies, hope this helps.</p>
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		<title>By: jenniferjohnson2008</title>
		<link>http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc/comment-page-1#comment-55693</link>
		<dc:creator>jenniferjohnson2008</dc:creator>
		<pubDate>Sat, 17 Apr 2010 22:48:36 +0000</pubDate>
		<guid isPermaLink="false">http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc#comment-55693</guid>
		<description>Are you a paranoid freak? If there&#039;s nothing on your credit report, they haven&#039;t done anything.</description>
		<content:encoded><![CDATA[<p>Are you a paranoid freak? If there&#8217;s nothing on your credit report, they haven&#8217;t done anything.</p>
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		<title>By: shayshay7000</title>
		<link>http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc/comment-page-1#comment-55692</link>
		<dc:creator>shayshay7000</dc:creator>
		<pubDate>Sat, 17 Apr 2010 21:54:27 +0000</pubDate>
		<guid isPermaLink="false">http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc#comment-55692</guid>
		<description>Anything that has been taken out in your name and social security#  would be showing on your credit report whether it was good or bad. If there has been any activity on it.</description>
		<content:encoded><![CDATA[<p>Anything that has been taken out in your name and social security#  would be showing on your credit report whether it was good or bad. If there has been any activity on it.</p>
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		<title>By: ?cookieLips?</title>
		<link>http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc/comment-page-1#comment-55691</link>
		<dc:creator>?cookieLips?</dc:creator>
		<pubDate>Sat, 17 Apr 2010 21:39:25 +0000</pubDate>
		<guid isPermaLink="false">http://finance.coolgreatstuff.com/how-do-you-determine-whether-or-not-your-parents-have-used-your-social-for-credit-cards-loans-etc#comment-55691</guid>
		<description>I would defiantly go to 
www.freecreditreport.com and see if there&#039;s any foul play if so report it and try to get it off your record</description>
		<content:encoded><![CDATA[<p>I would defiantly go to<br />
<a href="http://www.freecreditreport.com" rel="nofollow">http://www.freecreditreport.com</a> and see if there&#8217;s any foul play if so report it and try to get it off your record</p>
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