28
Apr

How EASY are Payday Loans to Get ? Can I get more than one ?

Posted by Admin in Wednesday, April 28th 2010   7 comments already   

So Im in quite a pickle right now. really bad stuff happened last 2 months.
lets say i have been humbled.
i went from having 25k in my checking to having accident, car totalled, exbf refusing to pay back 3k, relative dying, laid off work and new job is 4 month project that doesnt pay until late feb!
Also im fighting credit report that shows 3 bad marks. ARGH
I own home and am refining it to pull out some equity (i have 165k equity)
I need money upfront to pay for the appraisal and pay for a few other things.
Would a payday loan be my best bet ?
What are the EASIEST ones to get ?
I will have the money in a month and i dont CARE if they gouge me.
Just need the cash fast and now.

Advice please!
AND DONT GIVE ME YOUR EMAIL AND CALL YOURSELF A LENDER. PUHLEEESE.

Just want advice from people who have used them

i will flag all SPAM

JUST need hoest cool peeps advice!
please do not tell me it will drive me into debt faster. thanks but not the cas.e
i have to get appraisal PAID upfront for my refi.
need the cash now.
the only family member i am close to dropped dead of a heart attack the day he said he would loan me money.
talked about effed.
this is my only option right now.
i will have 15-20,000 in a month when i refi!

under: Payday Loans    Tags: , , , ,

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7 Comments Already

mygif
kelly k Said,
April 28th, 2010 @7:33 pm  

Payday loans are simple to get, just go with your paycheck stub

mygif
Zain Said,
April 28th, 2010 @8:02 pm  

Pay Day Loans will drive you further into debt faster. It is a bad finacial move to get a pay day loan.

mygif
Sharon F Said,
April 28th, 2010 @8:31 pm  

sweetie i know you are in a bind but those payday loans are not good to deal with

if possible try to get family members to help you out

those payday places are rip off and they have outrageous interest

please find another resource

mygif
Lady D Said,
April 28th, 2010 @8:46 pm  

Pay day loans usually are given in small allotments (50-500). the initial allotment depends on how creditworthy that particular company deems you. typically, they give you a small amt. Once you pay that back they will increase your next allotment…

Of course, you will have to pay the money back with interest. Some places will not charge you interest if you pay them back “IN-FULL” within a specified time period. HOWEVER, be VERY CAREFUL because pay day loan places have astronomical interest rates (200%-500%)

PDL can be helpful but also harmful. i would advise you to go another route or make this your last resort

mygif
kristidbr Said,
April 28th, 2010 @9:44 pm  

You will have to call the payday loan place. You will have to have a paystub to prove income. Some states will only allow you so many payday loans out at a time and so much money out at a time. Just be aware that the finance charge is going to be crazy expensive, but if you are willing to do it this will be your only option since you will be having some major money coming to you…good luck

mygif
toadfly Said,
April 28th, 2010 @10:21 pm  

http://www.researchitforme.com/wesayes/payday.html
listing of good payday loan sites actual lenders not email contacts

mygif
leonardhomes@sbcglobal.net Said,
April 28th, 2010 @11:18 pm  

They are easy to get, but they would be my last resort. I would call my creditors and see if they can defer your payments, go to your bank that you had your money in and explain about your future equity loan or they may do it for you, or seek places like house hold finance or wells fargo they do personal loans.

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