17
Apr

Is a unpaid payday loan in Texas considered a criminal case or a civil case?

Posted by Admin in Saturday, April 17th 2010   5 comments already   

If you took out a payday loan, Is it a civil case or a criminal case in the state of Texas? Can you do jail time?

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under: Payday Loans    Tags: , , , , , , ,

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5 Comments Already

mygif
Docker Said,
April 17th, 2010 @8:50 pm  

No you cant go to jail, but it will screw up your credit and they can take you to court, which means additional fines and court cost for you.

mygif
Dan L Said,
April 17th, 2010 @9:36 pm  

It’s a civil matter

mygif
rickinnocal Said,
April 17th, 2010 @10:32 pm  

Civil, unless the store can prove fraud. Fraud is criminal.

Also, in TX like in most States the penalties for writing bad checks do NOT apply to postdated checks written to cover payday loans.

Richard

mygif
Common Sense Said,
April 17th, 2010 @11:08 pm  

it’s civil.

mygif
jakflak Said,
April 17th, 2010 @11:59 pm  

It’s civil, not criminal.

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