I files Chapter 13 right before the new bankruptcy laws passed in 2005. I knew that my student loans would not be discharged. My lawyer put them all in forbearance. I finished my ch 13 a month ago and have begin to consolidate them.
Last week I received a collections notice in the mail for [...]

I consolidated with Sallie Mae last year. They suck. Late charges for no reason, web site not updated, have to apply for deferment over and over again … can I leave them and switch to another company?? Thanks for any help.

I’m currently getting paid very well preparing income taxes for my employer during tax season and she said that after tax season she will not pay me the same rate per hour. The season slows down dramatically we are open all year.
Is it okay to lower someone’s wages back to normal after lifting them up [...]

Hello. I am a senior in sunny hills high school, who is graduating soon in June. Although, many of my school mates already decided and applied to colleges they want to go, I still haven’t done anything yet.
First let me tell you about my status. I am a korean student, who holds f-2 visa [...]

(Sorry this is so long, you have to have the whole story in order to understand my problem, thank you for your help in advance!)
My fiance started his classes on January 11th and on that day we paid the $1,500 for tuition that his student loans & scholarships didn’t cover. Well, on January 13th we [...]

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My house was auctioned off on August 2, 2010. But I have a home equity line of credit that I still owe on, but now it is unsecured because the house has been foreclosed on. Can I file bankruptcy on that dept?

I just got discharged on December 2008 and I’m planning to apply for 2 credit cards and a car loan ( revolving and installment) to rebuild my credit starting now ( January ). My target time frame is 2 years for rebuilding.
First, my mom owns a car free of liens and it is fully paid. [...]

We have already done our 2009 taxes earlier this year and got our refund back already. We are about ready to close on our 1st house by the end of April 2010. Can/How do we file to get that 1st time home buyer tax credit after we close?

Hi, I’m currently a high school senior and am planning on taking a gap year next year. I’ve been a bit confused though as to how to handle financial aid and scholarships for college. I have three schools selected as possibilities, and I’ve already applied and submitted my FAFSA, CSS and other required forms. I [...]