I have a consolidated student loan that’s about 12,600 dollars. I also have credit card debts totalling around 9500. I have considered getting a loan from Primerica in December (that’s when they will have a loan for people like me that don’t own a home). I have also considered opening another credit account and moving [...]
I just got a big chunk of money, about $10k. I am about to consolidate my student loans to lower my monthly payment. Should I make a big payment of $10k BEFORE I consolidate or AFTER?
Thanks!!!
Details: I owe $34,000 total from four loans: 2 subsidized and 2 unsubsidized Stafford loans.
I have $10K to pay down [...]
Alright here’s my question. I have good credit, to a point. I went to the credit reporting agencies the other day and I have 16 accounts in good standing and never late. 14 of them are for school and it totals near 80. My question is my debt to equity ratio is close to 1. [...]
Relocating for a new job which is offerring a substantial sign on bonus and when combined with my new salary all the mortgage calculators say I can spend $2200/mo on housing and that I can be approved for a $150-250K mortgage. I pay $450/mo in consolidated student loan debt ($80K) and have 2 years [...]
I have a home I bought last year as a foreclosure for $61K. I have made many repairs and have the current value around $110. But my current debt are my student loans ($55K) and credit cards ($3K.)
For a current debt of $119K
Could I refinance my home to roll my debt into a mortage for [...]
Right now I have a full scholarship that has been paying for my tuition and i have been living at home. I live about 40 miles away from school and commuting has been very draining and hard. I still have good grades, but it is a constant struggle. I have been [...]
In addition to my student loans, I also racked up some credit card debt while in school. I know its probably a long shot, but can you place that in when you consolidate? Just wondering. Thanks
I realize similar questions to this have been asked but seeing how everyone’s situation is different I’m going to ask again. I am doing the “college” thing completely on my own, some financial aid but not much, no worthy cosigners for loans, no one to help me pay, and no parents or any sort of [...]
I am in graduate school now for school psychology. When I am all done I will have around $50-60K in federal stafford loan debt and an additional $25K in private loans. A total of around $75-80K in debt.
I will be making from $45k-55k per year the first 5 years or so [...]
what is loan consolidation and debt consolidation?
how does consolidation work, what are the different options for consolidating?
what are the advantages and disadvantages of consolidating debt and loans?
what are the best tools and calculators for showing results of consolidating?
So, I want a list of the most useful sites and articles that will give
me this info in [...]