Let’s look at an example.
Bob has a job. He has health insurance. He gets cancer, and his insurance company pays for his tens of thousands of dollars worth of treatments.
The economy goes south, Bob gets laid off. He has to choose between health insurance and losing his house, so he obviously needs to stop the [...]

Should you be able to get auto insurance when your car is wrecked and should you be able to get fire insurance when your house is on fire?

I’m just curious….no lectures please.
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Say if you let your friend drive your car and he get’s in an accident. Can you auto insurance company say that the insurance coverage didn’t count because your friend didn’t have seat belts on? Thx.
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Families across Ohio are finding gaps in their auto insurance policy only after they are in tragic accidents. Many insurance companies are using the term “Intrafamily Exclusion” to explain that if an accident was the client’s fault, then their family is not completely covered. Clients disturbingly only discover this after a major accident has occurred, [...]