www.notapennydown.com . Mark Fidgett, a mortgage broker in Vancouver Canada reveals the secrets to increasing your credit score. 3 Ways to Improve Any Credit Score. Your credit score comprises of five factors and I’ve listed these below in order of importance, just as the lender will see it Payment History: 35% Impact. Paying debt on [...]

As a college student, I’ve racked up some credit card debt. I have never missed a payment, and have always paid at least $5-10 over the minimum amount.
My grandfather recently passed away and he left me quite a large sum of money. What would be the best way to pay off [...]

I have three different major credit cards- all Mastercard and Visa. Two of them have a zero balance but are still open. One has over $2000 on it, which I have been paying off and I am in good standing. Is it better for my credit score to close my zero balance cards or to [...]

I read about this lady and her husband that had credit scores of about 500 each and they went out and got credit cards and would pay them off as soon as they used them and their scores increased 100 pts after 4 months of doing this. Can someone actually do that? And what are [...]

I have 40,000 in Credit Card debt. I own my house outright. If I get a Home Equity Loan and move this credit from my cards to the HELOC will it improve my credit score or will it basically stay the same?
Incoming search terms for the article:will moving debt from credit cards to heloc improve [...]

I have heard that making regular payment on governmental student loans will not reflect on my credit report (delinquent payments will). My question is whether or not regular payments on private student loans (sallie mae for example) will improve my credit?