Do I have to pay out of pocket? I hit this lady while making a left turn and she suffers torn ligament. My insurance only covers 50K per person and someone has told me that torn ligament is a very expensive procedure to fix.

Presently waiting for the other insurance company, is there a specific time period that they have or is it indefinate?

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My doctor billed my medical insurance for services rendered to me due to a personal injury. I now have a balance due for co pay and deductibles. Can this be included with my settlement? Is it against the law?

I mean, does it matter if it’s full coverage, no medical coverage, liability, or what not? Isn’t an auto insurance suppose to cover any bodily injury no matter what party?

For auto insurance in CA, do I have to have “Uninsured Motorist Bodily Injury” coverage? Is this one important? Thank you!

1: What is the type of insurance that covers bodily injury and property damage to others?
liability
uninsured motorist
comprehensive
collision
2: What is the type of insurance that covers you when you are injured by a hit and run driver?
liability
uninsured motorist
comprehensive
collision
3: Insurance is based on the concept of ________ and __________
profit and loss
risk and loss
risk and return
profit [...]