I have 3 private student loans from 3 different banks. Is it better to consolidate now that the fed dropped the rates. Im currently getting 7.45, 8.5, and 9.5. thanks

I will have to consolidate student loans sometime in the summer.
There is some speculation that the fed cuts will lower student loan interest rates by July.
My stafford loans are at 6.8%. Will I be able to benefit from the lower interest rates or will they still only take the average rate of [...]

I am borrowing from the State of NJ (HESAA – NJCLASS) with a very high debt ($150k+). I’d like to consolidate to make the monthly payments more reasonable, but if i consolidate I can only receive an interest rate that is the weighted average of all the loans I wish to consolidate (currently between [...]

My 8.5% student loans are like credit card rates. Are the banks profiting on this? My Direct Federal Student loans do not qualify to be consolidated at a lower interest rate. I inquired already. I am struggling with $900/month payments and can’t use home equity money because my home is devalued. I have 4 Parent [...]

Are graduate student loan rates fixed at 6.8%? I have my undergraduate loans (1999-2003) and they are under the variable rate that just dropped. I started graduate school in 2005 and just graduated in 2008. The fixed rates began for loans after 7/1/06. So it should be one year of variable…if [...]

How is that possible? I’ve applied for Progressive quotes before (and wasn’t impressed at all), but how are they able to do that?
Insurance companies all have complex formulas that are used to calculate rates using several factors, including driving history, location, credit, household drivers, vehicles, etc.
Unless they have robots online that steal competitors’ bandwidth [...]

I have been researching these “payday Loans” as part of a website product to help people better manage their finances and debts – I was astonished to see the rates that these companies charge to lend money to desperate people. I would appreciate feed back of experiences and if there are any affordable payday [...]

The gov has taken over the student loan program and cut out the banks. Have the repayment interest rates gone up for students ?

I have a student loan ($12000) where I’m paying interest every month while in school. If I decide to pay off the loan in full at some point, as I’m expecting to recieve some money in a couple years, will the amour I pay to totally pay it off be just the initial amount of [...]

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