In our case we have paid up all bills… some must have got paid late what with our wedding, honeymoon travels and being evaccuated due to SD fires… so? Does applying for refis and/or credit cards lower our rating even more? It was at 683 and now it is only 647!

My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and had admitted to thoughts of suicide. Within 2 months of her stay and diagnosis, her term life insurance policy was canceled by the insurance company for reasons of [...]

meaning,…. can two people who are not yet married apply for a home loan and combine income on the application? I heard a friend talking that they did it about a year a go, just doesn’t sound right. But the way the housing market is today and rent keeps climbing, it would be worth it [...]