2 Comments Already
August 24th, 2010 @12:05 am
You need a personal life plan, a personal budget and a personal balance sheet. After that you may need some financial coaching or financial therapy to help you get past your human foibles and enable you to use these tools rationally.

A check register and budgeting program like Quicken Personal.
From Walmart for about 30 bucks.
This includes all your tools:
A check register
A budgeter
A retirement goals section
A savings goal section.
/