Husband is military and the company we are tring to get a loan with. Will not give us loan with a credit score of 617
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5 Comments Already
May 16th, 2010 @7:37 pm
You need 3 more points
May 16th, 2010 @8:31 pm
barely any…. legitimately anyway… you pretty much answered your own question… there are tons of places to buy but no one is lending money to people that don’t have a good track record. if you have spotless credit and a good paying job, then you can be the primary person and he can co-sign… if your credit is as bad as his, you’re both pretty much screwed for the next 8 months to a year which is how long it will take to get your credit into shape if you start now…. get all of your debt paid off, don’t miss a single payment, be responsible with your credit, research the hell out of how to raise your credit score, do that stuff, and make it work… maybe next year you’ll be able to buy a house.
May 16th, 2010 @9:10 pm
You can get an FHA loan down to a credit score of 580 and you can get a VA loan with zero down as well since your husband is in the military. You need to get with an experienced broker that has the investors that do these. There is nothing illegitimate about them, FHA guidelines specifically state that credit score must be above 580. If you would like to know the investors that do these, feel free to contact me.
May 16th, 2010 @10:00 pm
credit-report-free.totalh.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
if you use a creditscore website they usually give you a list of companys that give loans or credit out to your credit score