It all depends on your credit rating. If you have good credit, you should consider Capital One Auto Finance who is known for their competitive auto loan rates. If you have fair credit, consider Roadloans. Also inquire with your bank or credit union since they may overlook some minor blemishes on your credit report. If you have poor credit, your options to get pre-approved prior to going into the dealership will be limited and you’ll probably have to rely on the dealer’s finance manager to get your approved through their in-house lenders.