I’m starting college again in the fall. I’m planning on taking out deffered student loans for this year, but I’m also currently paying tuition fees for a semester I took at another college. I’m wondering if there’s any way the loans I take out can also cover the tuition for my last semester and still be in deferment.
Would I have to go through a bank or can I get it through FAFSA? I’m totally confused by all the financial stuff.
3 Comments Already
July 9th, 2010 @5:37 am
The loan is in two parts, the loan for your fees and a maintenance loan. You need to apply for the maintenance loan and a bursary if you are eligable as well as the tuition. When you get the money it is up to you what you spend it on. You could blow it all on a fantastic holiday and no one can tell you you shouldn’t. Of course being sensible you will use the loan to live on, pay rent, buy food etc.
July 9th, 2010 @6:16 am
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No, but you have until June 30, 2010 to apply for the 2009-2010 fafsa – which would cover the previous year if that’s when you went to school (that you’re still paying for). Otherwise, no, financial aid does not cover previous educational costs. However, if you receive a refund from loans, then you can use that money to pay on your previous debt from the other school. You have to fill out the fasfa and an mpn for stafford loans… and you’ll choose a lender (unless your school only goes through a specific lender). You can call your school’s financial aid office and they will walk you through the process – just make sure that you understand what is going on and how much you will be taking out.